Sooo, The Grand Central Road Construction got me......

[InterceptorXR7]

Well ok, I was driving through traffic coming back from the mall, when this lady in front of me slams on her brakes, cell phone in hand, because she sees someone she knows on the corner of Lakeview and Murdoch. Well, since i was so close to her because of wall to wall traffic, i run into her at 3 miles per hour. Then she stops right in the middle of the road, cell phone still in hand, and then her buddies come over and ask if shes alright. Me and my friend are still in the car, wondering what she will do. She drives a 03 cavalier. All her kids were in the car, without seatbelts of course. Well, after 10 minutes, she ends her conversation on the phone, and then calls the cops. Well, by then i get out and inspect my damage, which is nothing at all, I look at her car, and only her license plate is bent up. I was like, wtf omg. So the cop comes, he talks to her, takes her statement, then takes mine. Another off duty cop came by and told the on duty cop that she was on her cell phone, and she told the on-duty cop that no one came and talked to her from the side of the road, which they did. Well, she left and the cop wrote me up for failure to control and no proof of insurance (I was in the middle of switching over, lucky me.) We talk afterwards about what hapened and he took off the failure to control, which is a good thing. I have to pay 500 dollars for the no insurance thing. I guess the mgb will have to collect more dust :( Im just afraid of what the lady will do, she goes to washington state, and im just afraid that shes gonna get me for (medical reasons) for hitting her at like 3 miles an hour, which is rediculous. Its my fault because i hit her from behind, because she just had to talk to her guy friends and whoever on the cell phone. Im just glad it wasnt worse, but this is a pain in the butt, worring and stuff. My insurance now for that car is gonna be rediculous. Oh well guys, gimmie some ideas of what i can do. thanks :cry:

[RallyEX]

You really have to watch what you are doing out there, and road construction is no exception. I rear ended someone once, and got sued for it, and I learned my lesson.

I hate to say it man, but in the realm and scope of the law, you were at fault.

[InterceptorXR7]

how fast were you going?

[wv^clipse]

when i was 18, i was on high risk insurance.. my parents had to sign a statment that i wouldnt be driving their cars under no exception..

basically.. i bought a 300$ car.. and paid about 110$ insurance a month.. just liability..

:fondly remembers:

ah yes.. the ol' toyota tercel.. '81 model..
when i bought it, it didnt even run..
coudnt haul anything in the trunk.. infact.. i had to take the spare tire out to keep it from falling on the ground..
one day pulling in the drive way.. the steel support under the rear bumper fell off..

those were the good ol days.. :)

[daveb91]

Basiaclly your screwed if she wants to do anything I hit someone before because someone cut the people in front of me off and they slammed their brakes an Ii did and barely tapped them scuffed my paint and put a quareter sized dent in their Ranger bumper well it ended up costing my insurance $900 for a new bumper :roll: and$900 for their pain and suffering, they didnt even think I hit them at the time he said he saw me come close and said he would try to get the woman who cut him off and not me which i knew wouldnt work. The woman who cut him off hit the woman in front of her so it was like 4 cars involved but they treated it like 2 seperate accidents. In short you are at fault and are at their mercy and if your ever on the other side go for the throat! :twisted:

[RobbieNelson]

... if your ever on the other side go for the throat! :twisted:

This is the very reason insurance is so high!!!

[InterceptorXR7]

Im just really stressed about the whle thing. She looks like a free loader, and shes gonna take my parents and me for all we have, which is barely nothing because we just got the house re-done. Im just glad it didnt happen in ohio and that the cop was understandible about the whole thing. Im worried about what her insurance company is gonna do to me since i didnt have insurance at the time, and applying for it now is hard. The lowest quote i got was from welsh, and its like 824 every 6 months, with a 227 down payment.

[RallyEX]

Im just really stressed about the whle thing. She looks like a free loader, and shes gonna take my parents and me for all we have, which is barely nothing because we just got the house re-done. Im just glad it didnt happen in ohio and that the cop was understandible about the whole thing. Im worried about what her insurance company is gonna do to me since i didnt have insurance at the time, and applying for it now is hard. The lowest quote i got was from welsh, and its like 824 every 6 months, with a 227 down payment.

Not to be an ass, but you shouldn't have been driving without insurance to begin with....

The truth hurts. :shock:

[Davis Silver Sti]

.[/quote]

Not to be an ass, but you shouldn't have been driving without insurance to begin with....

The truth hurts. :shock:[/quote]

Ditto that. Sorry dude, but that is exactly what insurance is for.

Advice: If she contacts you, do not say anything. It can be held against you. If she is going to make a fuss about it, get a lawyer immediately. Even thou you are a nice guy, don't talk to her at all.

Check insurance for grace periods or the exact time that your old one was cancelled.

If she goes legal on you, her lawyer will want to see your worth. (are you over 18?) They are not going to fight you if you aren't worth much $$ to them. (sry, not to be rude, just facts here)

Be careful what you say about her. Do not want legal issues becuase you called her a "xxxxxx" or something. (even on this forum)

Davis

[InterceptorXR7]

Well, im only 17, and i mean it was really heavy and hectic traffic, and theres nothing on her car. She knows she did wrong too, so if she wants to fight with it, then ill bring up her lying to the cops, her on her cell phone, and her kids not being in seat bects, I got a witness.

[xjoewhitex]

that sucks really bad, i was in a wreck about 2 1/2 years ago with about the same results. I was fallowing a car and they slammed on the brakes because the person in front of them hitt theirs, and i hit them going about 25 maybe we were all moving so it wasnt that hard of a hit and also the only reason i hit them was because of my break line busted when i hammered on them.. but we got out everyone was fine.. my car was totaled because i hit an F-350 with the ball hitch thru my motor.. but i walked up to the cupple and they said they were ok.. We called the cops just because thats what we had to do..everything went thru ok we got out of there.. in the next month my insurance rasied a bunch.. and my insurance called and said they claimed they where hurt so my insurace had to pay them over 3,000 dollars for hospital bills on top of the damage which was nothing. So it happens to everyone you just gotta sit back and ride the wave no stoping it :cry: . But it's not smart to be driving w/o insurance because they can do w/e they want and you have to pay for it..so Get Insurance

[jamesN272]

I H-A-T-E lying b*tches that STEAL peoples money like that. Christ...that's horrible. I sort of feel like anyone that does that should be ashamed...the day I need money that bad as to steal it off a false insurance claim is the day I can no longer look myself in the mirror.

One time on GC, about a year ago in my mazda...I was gawking at a RT TT while slowing down for a light when I all of the sudden tapped a pos escort with rust all over and some big trailor trash in the front seat. I got out, no damage at all on either bumpers, I just tapped her and that's all it was. After checking everything thoroughly for a good 5 min and praising god for letting me be so lucky, I walked up and said "Hey it's all alright, no damage at all so I think I'm going to go ahead and get out of here, was late already..."

She's like freaking out in her sunflower seat covers saying "NO no no" not even looking at me?!?! She's sitting there screaming no and dialing 911 :roll:

I took off. Washed my car. Got my hair cut. Started wearing different shirts. I just knew she would have gotten a cop there to give me a ticket and verify her 'injuries'

I was going 1mph, tops...it was a light tape that just felt like I had pulled the ebrake while slowing down. And she's sitting there calling the G.D. COPS?!??! AH.

Anyway, since your 17 i wouldn't worry too much aside from the no insurance issue. That's crappy man...why didn't you have insurance again? Did one expire and you were just looking for a better one?

You throw in that she was on her cell phone and trying to talk to someone on the side of the road + the kids in the backseat w/o belts and it's iffy. I don't think you're going to get taken for anything. There's like no damage right? WHY DIDN'T YOU RUN KID :mrgreen:

I know I wouldn't be sitting there for 10-15 minutes while she's on her cell phone, debating whether or not to get out and start explaining. If she just stopped HARD out of no where like you said, i'd be out checking things out asking her why she stopped so sudden.

I wouldn't worry too much.

Did SHE get your name etc from you? If she was sitting there with a pen and paper taking down every word she hears then I would worry, otherwise i'd say you're okay.

[InterceptorXR7]

We didnt say 1 word to each other. My dad just took me off his policy since i have a job now, and i was looking for companies and waiting for my paycheck to come in. Theres was no damage on her car, except her plate was bent up, and the frame for it too. If she wants to fix that, I will. If she wants me to but back on the dirt that was on her bumper thats now on my rubber guards, fine, Ill do that. On my statement I wrote "I ran into a lady on the corner of murdoch and lakeview, at 3 miles per hour, while she was on her cell phone and talking to people on the side of the road." I'm just glad for the cop, I mean, if he didnt take off failure to control, my fine would have been horrible. The cop didnt care too much for her, I mean, I was the first one to greet him and say hi, and tell him that both cars were movable, and that it was stupid for her to sit in the middle of the road like that, and he agreed. My dad might put me back on his policy, since hes like 67 and its cheap for him anyways. I dont know, Ill check my answering machine tonight to see if i got suied any.

[RobbieNelson]

It dosen't matter if she was on the phone, talking to friends on the sidewalk, eating an Egg McMuffin, doing her taxes, etc.. You should never be close enough to someone in front of you that you couldn't stop if they SLAMMED on their brakes. You just shouldn't. Anything could happen. What if some kid ran out in front of the person in front of you. Should they NOT slam on their brakes? I have a habbit of following a little too close myself, but I shouldn't and I know it.

Sorry.... But thats just the way it is.

I do feel for you. Just take this as a lesson the hard way. Make this change your driving habbits for the better. I wish you luck.

[daveb91]

... if your ever on the other side go for the throat! :twisted:

This is the very reason insurance is so high!!!

And until they change the laws go for the throat, the actual Insurance companies are the crooks my insurance was half what it is now when I lived in ohio.

[Feedman]

Good luck with everything...just keep quiet, even if she confronts you, cross your fingers and hope for the best..... 8)

[xjoewhitex]

Good luck with everything...just keep quiet, even if she confronts you, cross your fingers and hope for the best..... 8)
sounds like the best advice so far.. Just Cross the fingers dawg good luck to you.....